Urgent USPS Warning: Mail Theft and Check Fraud on the Rise
The U.S. Postal Service (USPS) is urging Americans to take precautions against mail theft and check fraud, citing a concerning increase in related crimes. This warning comes as mail carriers are increasingly targeted and mailboxes are being exploited, heightening the risk to mailed checks and other sensitive items.
In the first half of fiscal year 2023, over 300 mail carriers were robbed, and various incidents across the nation have highlighted the vulnerability of mailed checks. Authorities are advising citizens to avoid leaving mail in their mailboxes and to use secure methods when sending important payments.
The Threat: How Mail ft Happens
Mail theft occurs through various methods, from attacks on postal carriers to the use of stolen 'arrow keys' to access collection boxes. Criminals often target both outgoing and incoming mail. The USPS reported approximately 300,000 complaints about mail theft in 2021, more than double the previous year's total.
A key technique used by fraudsters is 'check washing,' where chemicals are used to erase the payee and amount on a check, enabling the criminals to rewrite the information and cash the check for a different amount. This can result in significant financial losses for victims.
USPS Recommendations for Safer Mailing Practices
The USPS advises against leaving mail in your mailbox for extended periods. They recommend removing mail daily and utilizing secure alternatives such as dropping mail inside a local post office, at a workplace, or handing it directly to a mail carrier. Though the USPS has not issued explicit guidelines on mailing checks, these precautions are designed to protect all mail.
Consider mailing checks from inside the post office or using a secure drop box to minimize the risks. Always be vigilant, and review your bank statements for unauthorized transactions.
“"If you are choosing to mail a check, it is always recommended that you use a secure mail drop such as inside a post office versus an unsecured public-facing mailbox."
Caitlin Driscoll, Better Business Bureau
Protect Your Finances: Take Action Now
Implement these strategies for safer mail practices.
Choose Secure Mailing Methods
Always use secure mail drops such as inside the post office instead of unsecured mailboxes.
Monitor Your Accounts
Regularly review your bank statements and credit card transactions for any fraudulent activity.
Consider Alternatives
Explore online payment options and other secure payment methods instead of checks.
The Continued Use of Checks and Implications
Despite a decline in check usage, Americans still write billions of checks annually, providing criminals ample opportunities for fraud. In 2022, over 3.4 billion checks were written, highlighting the continued relevance of these scams.
Protecting your finances is paramount. Understanding the current threats and implementing preventive measures is crucial.